Travel Insurance Comparison: How to Choose the Right Planįor a relatively small amount of the total trip cost, you can purchase travel insurance that can help protect against common mishaps like Trip Interruption, Trip Cancellation and Trip Delay.Also, the Premium plan must be purchased prior to or within 24 hours of final trip payment. See if you meet the requirements and read the sample Description of Coverage or Policy for full details. If you have a Pre-existing medical condition, you could still have coverage, but only through the Premium plan.It provides coverage for lost, stolen or damaged sporting equipment and is available with the Preferred plan up to $300 per person and Premium plan up to $500 per person, but not available in the Standard plan. If you’re traveling with sports gear, then Sport Equipment Coverage is for you.Benefit limits vary by plan: 125% for Standard, 150% for Preferred and 175% for Premium.įind out why you shouldn't just buy the cheapest travel insurance Also, it provides reimbursement for additional transportation costs to return home or rejoin your group. Trip Interruption coverage provides reimbursement for unused, non-refundable, pre-paid trip costs if your trip is interrupted due to a covered event. Trip Interruption is one of the most common reasons for making a travel insurance claim.It’s included in all three plans but the per person limits vary from $50,000 for Standard to $150,000 for Preferred and $250,000 for Premium. Coverage is in excess of your standard coverage, except where prohibited. Medical and Dental coverage reimburses you for necessary medical, surgical and emergency dental care costs if you get sick or accidentally injured while on your covered trip.Consider this when shopping around: If a company is asking you too few questions, they may not be able to find the most accurate price for your travel situation.įind out more about the factors that affect the price of a travel insurance quote Why the different costs? Coverage differences between plansīefore choosing a travel insurance plan, here’s a snapshot of some of the coverage differences for each plan: We’ve found the sweet spot to ask you the right questions to offer you the best price we can, while making the quote form easy to fill out. You can get the quote in an instant, but in the background we’re crunching numbers to make sure you get an accurate price for the coverage you need. You only need to answer a handful of questions and an instant later we give you custom prices for your trip and the choice between three plans with different levels of protection. It’s simple to get a quote to insure your trip. When you enter your information into our quote form, have you wondered what happens behind the scenes to get you the right price for travel insurance? How We Calculate Your Travel Insurance Price
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